Home Credit Online Loan App

The loan app loved by Filipinos! Home Credit, the Philippines’ trusted lending company, now has an app that empowers you by providing loan products like product loans and cash loans — all with flexible loan terms and easy loan repayments!

Aside from loans, the Home Credit Online Loan App also offers shopping through Home Credit Marketplace. Buy load, pay bills and do QR payments with this online loan app for Filipinos.

Get Product Loans Up To P60,000

Loan a new phone, laptop, gadget, home appliance or furniture with loan offers of up to P60,000! All applications are done in the Home Credit Online Loan App. Results for your loan can be given in as fast as 1 minute!

The Loan App That Lets You Buy Now, Pay Later

Buy now, pay later (BNPL) for phones, laptop, gadgets and more items in the new Home Credit Marketplace, available in the loan app. Experience online shopping that lets you pick up items in shopping malls near you. Browse hundreds of deals, loan what you need, and loan anytime!

The Loan App For Quick And Easy Repayments

Repaying your Home Credit loan is as easy as our loan application process! Pay via our online payment partners like GCash, Palawanpay, and Maya. Want to pay over the counter? We are also available in Palawan Express, 7-11, SM Bills Payment, and Touchpay.

Auto debit loan repayment is also available for account holders of BPI, Metrobank, Unionbank, Security Bank, PNB, BDO, and RCBC. Payment via the Home Credit website is also accepted for Visa and Mastercard debit cards.

Buy Mobile Load, Pay Bills and Pay Via QR With Home Credit Qwarta

Buy mobile load for Globe, Smart, Sun, Talk 'N Text, Touch Mobile and DITO. The Home Credit Online Loan App also lets you pay bills for almost 250+ billers, pay via QR to stores that support QR PH standard and even QR codes of our Partners like Maya and AUB. Enjoy these benefits when you start using your Home Credit Qwarta.

The Lending App With A Credit Card

With the loan app, you can activate and use your very own Home Credit Card! Use the card for your everyday purchases, track your card spending and take control of your card security. Do all these with the Home Credit Online Loan App.

The Loan App With P150,000 In Cash Loans

Get up to 150,000 in cash loans that you can repay within 6 to 60 months, starting at 18% up to 96% Annual Percentage Rate (APR). Only one ID is needed to apply, and cash can be claimed in as fast as one minute. Enjoy hassle-free and fast processing times with the Home Credit Online Loan App.

Interest Rate*

Minimum – 1.49% per month; 18% p.a

Maximum – 7.99% per month (only for cash loan terms 6 months and above); 96% p.a

*Actual interest rates vary per customer

Processing Fee: Fixed at Php 500 (automatically deducted from disbursed cash loan proceeds)

Cash Loan Amount and Cash Loan Term

Cash Loan Amount – From PHP 3,000 to PHP 150,000

Cash Loan Term – From 6 months up to 60 months

Sample Calculation

Cash Loan Amount: PHP 15,000

Cash Loan Term: 12 months

Interest Rate: 1.49%

Cash Loan Processing Fee – PHP 500 (fixed amount)

Monthly Installment: PHP 1,374

Total Cash Loan Cost: PHP 16,492

How we protect your privacy

Our commitment to your privacy is paramount. We comply with the Data Privacy Act of 2012 and strive to embed privacy in all of our processes. Visit our website (https://homecredit.ph/privacy-policy/) to learn more. The Home Credit loan app may request permissions such as location, emails, messages, phone calls, camera, calendar and contacts, which we use to prevent fraud and determine creditworthiness. You can deactivate these permissions after submitting a loan application, but it may affect certain features.

HC Consumer Finance Philippines, Inc.

SEC Reg. Number: CS201301354

Certificate of Authority Number 1071 issued 07 April 2017

Please read carefully the terms and conditions before proceeding with a loan transaction.